Let Us Help You...

Get approved for your new mortgage while you shop for your new home.

Lower Your Mortgage Payment, FHA and VA Streamline refinances are available to lower your payment.

Get Cash Out with either a new First Mortgage or Second mortgage.

Whatever your goals are we are here to help!
Click our prequalifier to get started!

How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online, in person or on the phone. You will be able to make a qualified offer with confidence that will aid you in getting an accepted offer.

  • Benefits
  • icon Preapprovals are generated within the same business day of applying.
  • icon You will know the maximum amount you are approved for, along with the loan conditions necessary to procure a final approval in a timely manner.
Get Pre-Qualified
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Shop For The Best Rate

As an independent broker I work for you. I use a variety of lenders to search for the lowest rate and costs.

  • Benefits
  • icon Multiple lenders will give you the most varied loan programs available and will give you the best rate options availaible.
  • Lock your rate while you shop for your new home.
Shop Rates
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Fast Funding

Funding is at the table, once your loan closes as ALL loan conditions are met before you sit down to close your loan.

  • Benefits
  • icon Hassle Free Funding. You're  funds are ready to be disbursed and your Keys will be in your hand.
Fund Your New Home

Welcome To Consumer Mortgage Services, Inc.

At Consumer Mortgage Services, Inc., We are proud members of the Better Business Bureau and have maintained an A + rating for the past 30 years. We work personally with you from the initial loan application and throughout your loan process. We are here to attend your loan closing to be sure your closing is a seamless event. Once your loan closes we are available to you for any questions you may have about your new mortgage. We are a local mortgage broker and NOT a 1-800 lender/broker who is NOT familiar with the Colorado market.

                                                     We work with all types of credit, from buyers that do not have a credit score to A + borrowers.                                                                                                                             We may be able to assist you with your down payment. **Restrictions Apply**

                                                                     We have various programs for investment purchases and multi-unit buyers.

              **** We offer fixed rate second mortgages and FIXED RATE Home Equity Lines of Credit to 95% of the value of your home. These                                                        products are ideal for eliminating higher rate debt such as CREDIT CARDS and other unsecured debt. These programs can also be                                             used for a major home project. Keep your First Mortgage Rate intact and use a 2nd mortgage to accomplish your financial goals****   

                       **** We also offer 2nd mortgage REVERSE LOANS. NO payments are required, KEEP your FIRST Mortgage INTACT. This product is ideal for                                          for debt consolidation, home improvement and improved monthly cash flow. (RESTRICTIONS APPLY Minimum age 55,EQUITY                                                      requirements for this product.)****

                

        **The 2025 Conventional Loan limit has been increased to $802,650 for a 1 unit property. The higher loan limit may eliminate a jumbo loan**.

                                                   Use our buydown calculator to assist you with your potential savings from a temporary buydown.

            We are F.H.A., V.A., Conventional, and U.S.D.A. approved with various lenders. This allows us to obtain a loan program that will fit most borrowers' requests. If you are needing a specific term for your mortgage, we offer terms from 5-30 years. We have delayed financing for a cash buyer that needs to refinance and get back their investment without having to wait six months.

                                                                   

 

 

Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.

Purchasing

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Consumer Mortgage Services, Inc. Advantage

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Local Knowledge

We know the area and the market and we're part of your community. You are NOT calling a out of state 1-800 number for the most important transaction of your life.

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Fast Processing

We work to close your loan as quickly as possible. In many cases we can close your loan within 15 days of an application.

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Superior Service

We offer a hybrid approach of technology to speed closing and direct contact with you either in person, or by phone.

 Consumer Mortgage Services, Inc. 

Contact Us:

Phone: (303) 745-6789
Cell: (303) 907-0403

Address: 3033 South Parker Road #202
Aurora, CO
80014

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

Refinance

If you have a VA or FHA mortgage, you may be able to refinance your mortgage via a streamline refinance which allows for minimal documentation and minimal if any costs. This type of refinance will reduce your monthly mortgage payment.  We also offer debt consolidation conventional refinances that can lower your monthly outgo and improve your cash flow.

CLICK HERE FOR MORE
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Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED
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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.