Let's Help You...Lower Your Payment|Lower Your Rate|Get Your First Home|Get Your Dream Home|Get Cash Out

Whatever your goals are we are here to help!
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Refinance with Today's Low Rates!


Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

Welcome To Consumer Mortgage Services, Inc.

At Consumer Mortgage Services, Inc., we treat each customer as an individual. We have received an A + rating with the B.B.B. for the last 26 years. We don't use offsite processors who are not familiar with your loan. You will NOT get lost in the shuffle of a larger company. Our originators work hand in hand with each applicant. This allows you to have a seamless process from loan application to loan closing. Please check our daily updated rates for Purchases, Debt Consolidation, Home Improvement, and Term Reduction mortgages. Rate locking is available upon a completed application. Please don't wait as rates are rising! Use our Lock and Shop program. Maximum rate locks can be for 180 days. Delayed financing available for cash buyers without having to wait six month's. Buying down your rate with points is an excellent option for a lower rate. Consider our 2/1 and 1/1 buydown products, ideal for a temporary reduction in rate. The new conventional loan maximum is $715,000.

We work with many lenders. This allows us to get you the best rates on all types of loan programs including: 30 yr mortgages, 20 yr mortgages, 15 yr mortgages, 10 yr mortgages, 3 yr ARMS, 5 yr ARMS, 7 yr ARMS, Conventional, Jumbo, Home Equity Lines, VA, FHA and NON Q. M. (Non Income Qualifying). Whether your situation calls for Full Documents, or No Documents, we strive to fit your loan needs. Second Mortgages and H.E.L.O.C's are NOW AVAILABLE

Our Satisfied Clients

As first-time homebuyers, we were anxious and didn't know what to expect from the overall process. Mark was consistently knowledgeable, reassuring, and responsive to all our questions(which were abundant). He was patient throughout the entire experience and truly a pleasure to work with. Even after we closed on our home, Mark was always available when we had questions. We will enthusiastically recommend Mark to any friends or family and look forward to personally working with him again!   Caitlin F. and Nicholas M.


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We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Our team at Consumer Mortgage Services, Inc. is fast, friendly, experienced and here to help you every step of the process!

The Consumer Mortgage Services, Inc. Advantage


Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Consumer Mortgage Services, Inc. Address

Contact Us:

Phone: (303) 745-6789

Address: 3033 South Parker Road #202
Aurora ,CO

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

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latest news

Latest News


There are lots of good reasons to choose an FHA loan.

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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.