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Get Your First Home

Find Your Dream House

Find A Great Rate

Get Qualified

Get Cash Out

Whatever your goals are we are here to help!
Click our prequalifier to get started!

How We Can Help Buy Your Dream House


Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Preapprovals are generated within the same business day of applying.
  • icon You will know exactly the maximum amount you are approved for, along with the loan conditions necessary to procure a final approval in a timely manner.
Get Pre-Qualified

Shop For The Best Rate

As an independent broker I work for you. I use a variety of lenders to search for the lowest rate and costs.

  • Benefits
  • icon Multiple lenders will give you the most varied loan programs available and will give you the best rate options availaible.
Shop Rates

Fast Funding

Funding is available once your loan closes as ALL loan conditions are met before you sit down to close your loan.

  • Benefits
  • icon Hassle Free Funding. You're  funds are ready to be disbursed and your Keys will be in your hand.
Fund Your New Home

Welcome To Consumer Mortgage Services, Inc.

At Consumer Mortgage Services, Inc., We are proud members of the Better Business Bureau and have maintained an A + rating for the past 30 years. We work personally with you from the initial loan application and throughout your loan process. We are here to attend your loan closing to be sure your closing is a seamless event. Once your loan closes we are available to you for any questions you may have about your new mortgage. We are a local broker and NOT a 1-800 lender/broker who is NOT familiar with the Colorado market.

              We have several programs for first time buyers. We work with all types of credit, from buyers that do not have a credit score to A + borrowers.                                  We have Down Payment Assistance Programs up to $15,000 or 3% of the purchase price ( Restrictions Apply)

                                                           We have various programs for investment purchases and multi-unit buyers.

              **** We offer fixed rate second mortgages and FIXED RATE Home Equity Lines of Credit to 95% of the value of your home. These                                                        products are ideal for eliminating higher rate debt such as CREDIT CARDS and other unsecured debt. These programs can also be                                             used for a major home project. Keep your First Mortgage Rate intact and use a 2nd mortgage to accomplish your financial goals****                                                                                                

                                                          The 2024 Conventional Loan limit has increased to $766,250 for a single unit property.

                                                   Use our buydown calculator to assist you with your potential savings from a temporary buydown.

            We are F.H.A., V.A., Conventional, and U.S.D.A. approved with various lenders. This allows us to obtain a loan program that will fit most borrowers' requests. If you are needing a specific term for your mortgage, we offer terms from 5-30 years. We offer delayed financing for a cash buyers.




Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.


Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Consumer Mortgage Services, Inc. Advantage

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Local Knowledge

We know the area and the market and we're part of your community. You are NOT calling a out of state 1-800 number for the most important transaction of your life.

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Fast Processing

We work to close your loan as quickly as possible. In many cases we can close your loan within 15 days of an application.

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Superior Service

We offer a hybrid approach of technology to speed closing and direct contact with you either in person, or by phone.

 Consumer Mortgage Services, Inc. 

Contact Us:

Phone: (303) 745-6789
Cell: (303) 907-0403

Address: 3033 South Parker Road #202
Aurora, CO

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.