Get approved for your new mortgage while you shop for your new home.
Lower Your Mortgage Payment, FHA and VA Streamline refinances are available to lower your payment.
Get Cash Out with either a new First Mortgage or Second mortgage.
Whatever your goals are we are here to help!
Click our prequalifier to get started!
We can get you prequalified online, in person or on the phone. You will be able to make a qualified offer with confidence that will aid you in getting an accepted offer.
As an independent broker I work for you. I use a variety of lenders to search for the lowest rate and costs.
Funding is at the table, once your loan closes as ALL loan conditions are met before you sit down to close your loan.
At Consumer Mortgage Services, Inc., We are proud members of the Better Business Bureau and have maintained an A + rating for the past 30 years. We work personally with you from the initial loan application and throughout your loan process. We are here to attend your loan closing to be sure your closing is a seamless event. Once your loan closes we are available to you for any questions you may have about your new mortgage. We are a local mortgage broker and NOT a 1-800 lender/broker who is NOT familiar with the Colorado market.
We work with all types of credit, from buyers that do not have a credit score to A + borrowers. We may be able to assist you with your down payment. **Restrictions Apply**
We have various programs for investment purchases and multi-unit buyers.
**** We offer fixed rate second mortgages and FIXED RATE Home Equity Lines of Credit to 95% of the value of your home. These products are ideal for eliminating higher rate debt such as CREDIT CARDS and other unsecured debt. These programs can also be used for a major home project. Keep your First Mortgage Rate intact and use a 2nd mortgage to accomplish your financial goals****
**** We also offer 2nd mortgage REVERSE LOANS. NO payments are required, KEEP your FIRST Mortgage INTACT. This product is ideal for for debt consolidation, home improvement and improved monthly cash flow. (RESTRICTIONS APPLY Minimum age 55,EQUITY requirements for this product.)****
**The 2025 Conventional Loan limit has been increased to $802,650 for a 1 unit property. The higher loan limit may eliminate a jumbo loan**.
Use our buydown calculator to assist you with your potential savings from a temporary buydown.
We are F.H.A., V.A., Conventional, and U.S.D.A. approved with various lenders. This allows us to obtain a loan program that will fit most borrowers' requests. If you are needing a specific term for your mortgage, we offer terms from 5-30 years. We have delayed financing for a cash buyer that needs to refinance and get back their investment without having to wait six months.
Use this calculator to see how you can initially lower your monthly payments.
* Please note: this calculator is for illustration payments and actual payments may vary.
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
We know the area and the market and we're part of your community. You are NOT calling a out of state 1-800 number for the most important transaction of your life.
We work to close your loan as quickly as possible. In many cases we can close your loan within 15 days of an application.
We offer a hybrid approach of technology to speed closing and direct contact with you either in person, or by phone.
Email: consmtg@aol.com
Phone: (303) 745-6789
Cell: (303) 907-0403
Address: 3033 South Parker Road #202
Aurora, CO
80014
Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed
If you have a VA or FHA mortgage, you may be able to refinance your mortgage via a streamline refinance which allows for minimal documentation and minimal if any costs. This type of refinance will reduce your monthly mortgage payment. We also offer debt consolidation conventional refinances that can lower your monthly outgo and improve your cash flow.
CLICK HERE FOR MOREGet started with our easy online application.
CLICK HERE TO GET STARTED