Found the perfect home? Allow me to put my 23 years of experience to work for you.

Founded in 1989 Consumer Mortgage Services, Inc. is a full service licensed mortgage brokerage company originating residential (CONV,USDA,FHA) and commercial mortgage loans in the state of Colorado. We maintain a one-on-one relationship with our clients from loan application to loan closing. Consumer Mortgage Services, Inc. prides itself on being able to offer our clients a variety of loan products. We are members of the Better Business Bureau since 1991, and have an A+ rating. We are LICENSED and INSURED per Colorado Law.

My goal is to ensure that one of the largest and most important transactions of your life will be a smooth and seemless event.

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Obtain the most updated loan program guidelines  for your new home purchase or refinance by contacting Mark J Einhorn @ 303-745-6789 or 303-907-0403. We have 97% owner occupied financing available.( Fixed  RATES ONLY) Very competitive ARM products.  2nd mortgages are available to 90% of your appraised value. Home Equity Lines of Credit to 90% of the appraised value of your home.

If your current 1st mortgage is an ARM or you have an OPTION ARM now is the time to refinance into a FIXED rate mortgage. We have very competitive rates for ALL fixed rate terms from 10 to 30 years. Buying a VACATION home? Our rates are the same as OWNER occupied rates. (90% MAXIMUM). Investment Property loans (80% 2 UNITS).

If the value of your home has decreased and you want to refinance your existing mortgage, there are programs that allow up to 125% of the value of your home. **NO CASH BACK, RATE REDUCTION ONLY** HARP 2 (Home Affordable Refinance Program) is coming out March 15th 2012. Don't assume you will not be able to refinance. CALL ME to discuss your loan scenario ! FHA loans can be refinanced with minimal costs and much lower FHA insurance!

Jumbo loans at very competitive rates are in existence. Please call me to find out the existing rates on JUMBO Loans.

We also have several portfolio loan products that will allow up to 80% loan to value (Primary Residence) with credit scores starting at 620.

Member BBB A + Rating!

Intererst Rates are at  multi year lows. If you want to lower your monthly payments or reduce the term of your mortgage loan now is the time to take advantage of these low rates before rates start to increase.